How does it work?
SMSF loans
Borrow through your super with confidence
Buying property through your Self-Managed Super Fund (SMSF) can be a powerful wealth-building strategy — but it comes with strict rules and limited lender options. We help you avoid the pitfalls and make sure your loan is structured right from day one.
Any information on this website is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate to your circumstances before making any decisions. We recommend obtaining independent legal, financial, and tax advice where necessary.
the specifics
Loans must be held inside the SMSF structure (with a bare trust if property is involved).
Strict ATO rules: limited recourse borrowing, contribution caps, compliance audits.
Not all lenders offer SMSF loans — it’s a specialist field.
Key Considerations
Work alongside your accountant and financial planner to ensure compliance.
Connect you with lenders who still support SMSF lending.
Structure your loan so you avoid costly mistakes and delays.
How We Help
Our Milestone Approach
Readiness check — deed, balance, and compliance confirmed.
Structuring — SMSF and bare trust set up correctly.
Lender matching — specialist SMSF lenders compared.
Approval & settlement — handled in step with your advisory team.
SMSF lending isn’t for everyone — but if it’s right for you, we’ll help you get it right. Book a chat today.