commercial loans
How does it work?
Commercial lending is strategy, not just rates.
Whether you’re buying a warehouse, funding a fit-out, or securing development finance — commercial lending is about more than interest rates. It’s about structuring deals, managing risk, and negotiating terms that support your business goals.
Any information on this website is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate to your circumstances before making any decisions. We recommend obtaining independent legal, financial, and tax advice where necessary.
the specifics
Commercial property purchases and refinances
Development and construction finance
Business loans and working capital
Fit-outs and equipment funding
What We Do
What Makes It Different
Serviceability may be based on lease income, business cash flow, or forecasts.
Lower LVRs and stricter terms than residential loans.
Extra complexity: covenants, GST, valuations, and tax treatment.
Our Milestone Approach
Goals first — understand your business or investment plan.
Financials ready — BAS, tax returns, and projections in order.
Lender strategy — weigh up mainstream banks vs specialist non-banks.
Approval & negotiation — push for favourable terms, not just sharp rates.
Commercial lending is about strategy, not paperwork. Let’s map out your best move.