asset finance
How does it work?
From family cars to farm gear — if it moves you forward, we’ll help you finance it.
Whether you’re upgrading the family car, adding a ute to your business fleet, or investing in new equipment, asset finance gives you flexibility without draining your savings. We’ll find the right structure and lender to match your needs — personal or business.
Any information on this website is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate to your circumstances before making any decisions. We recommend obtaining independent legal, financial, and tax advice where necessary.
the specifics
Cars & family vehicles — everyday cars, SUVs, 4WDs
Work vehicles — utes, vans, trucks, trailers
Equipment & tools — from machinery to specialised gear
Tech & office — laptops, computers, fit-outs, software
Agricultural assets — tractors, harvesters, irrigation systems
What We Can Finance
Keep your cash free — don’t tie up savings or working capital.
Tailored terms — fixed or flexible repayment options.
Tax benefits — potential deductions for business use.
Fast approvals — often just a few days.
Why Asset Finance?
We ask the right questions to understand what you need and why.
We compare lenders across banks, specialists, and dealer finance.
We recommend the best structure — loan, lease, or novated arrangement.
We make sure your repayments suit your budget, not the lender’s.
Our Approach
Milestone Snapshot
Needs check — what you’re buying and how you’ll use it.
Docs ready — ID, income, and (if business) basic financials.
Compare lenders — weighing up banks, specialists, and dealer offers.
Approval & settlement — usually days, not weeks.
Whether it’s a car for the family or gear for the job, we’ll help you drive it home. Book a chat today.
- What is asset finance?
Asset finance lets you buy or upgrade vehicles, tools, or business equipment, basically anything with a serial number, without using all your cash upfront. The asset itself usually secures the loan, making it a practical way to keep your business running smoothly while managing cash flow.
- What can I use asset finance for?
It’s commonly used for cars, utes, vans, trucks, machinery, IT gear, or agricultural equipment. I’ll help you find a lender that matches the type of asset you need and your business structure.
- Do I need to have a business to use asset finance?
Not always. There are personal-use options available too — for example, a car loan for everyday use or for mixed personal and business purposes. I’ll help you choose the right product and make sure it’s set up correctly.
- How long are asset finance terms?
Most terms range from two to seven years, depending on the asset and how quickly it depreciates. We’ll look at what fits best for your budget and the lifespan of what you’re buying. There may be an alternative type of loan that suits your needs better.
- Can I get asset finance if I’m self-employed or a sole trader?
Yes — in fact, many asset finance clients are self-employed. Some lenders offer low-doc or alt-doc options using BAS statements or bank records instead of full tax returns. I’ll help you present your application clearly to improve your chances of approval.