COMMERCIAL & TRUST LENDING KILMORE & REGIONAL VICTORIA
Commercial property and trust lending, explained clearly.
Buying or refinancing commercial property, business premises or property through a trust or company structure? Mortgage Muster helps business owners, investors and self-employed clients work through commercial lending options in plain English.
COMMERCIAL LENDING CAN GET COMPLEX QUICKLY
Commercial property, trust structures, company borrowers, business income and lender policy can all change how a loan is assessed. We help you work through the structure, security, income and purpose before you apply.
Buying commercial property?
Buying business premises, a shop, office, warehouse or other commercial property? We can help work through loan options, security, repayments and lender requirements.
Need business funding?
Need business funds secured against commercial property or other acceptable security? We can look at commercial lending options that may support cash flow, debt refinance or business growth.
Not sure which option fits?
That’s exactly what the first chat is for.
Trust or company structure?
Buying or borrowing through a trust, company or more complex ownership structure? We can help unpack how lenders may assess the borrower, income and security.
Sole Trader?
Commercial and trust lending can overlap with sole trader, contractor and small business income. We can help work through your structure, documents and lending options, or guide you toward the right starting point.
Any information on this website is of a general nature only and does not take into account your objectives, financial situation or needs.
You should consider whether the information is appropriate to your circumstances before making any decisions. We recommend obtaining independent legal, financial, and tax advice where necessary.
The Mortgage Muster
Difference
FINANCE GUIDANCE THAT UNDERSTANDS BUSINESS STRUCTURE
Commercial lending is rarely just about the property. We take the time to understand the borrower, ownership structure, business income, security, loan purpose and broader goals before talking through practical lending options in plain English.
✓ Commercial property and business premises lending
✓ Trust, company and self-employed income considerations
✓ A broader view across commercial, business, asset and mortgage lending
Commercial & Trust Lending FAQ
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Commercial property finance is lending used to buy, refinance or raise funds against a commercial property. This can include business premises, shops, offices, warehouses, factories, mixed-use properties or commercial investment properties.
Commercial lending is assessed differently to a standard home loan, so the property, security, income, lease position, borrower structure and loan purpose can all matter.
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Yes, depending on the structure, lender policy and the purpose of the loan. Some borrowers buy or refinance property through a company, family trust, unit trust or other structure.
Lenders may look at the trustee, company, directors, beneficiaries, guarantors, income, assets and security position. We help work through how the structure may be assessed before you apply.
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Yes, some business lending can be secured against commercial property or other acceptable security. This may help with cash flow, business growth, debt refinance, working capital or other business needs.
The right structure depends on the property, borrower, loan purpose, repayments, business position and lender requirements.
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No. Commercial lending can be used by small business owners, self-employed clients, investors and larger businesses. The right option depends on the property, income, security, loan amount and overall structure.
For some clients, commercial property finance is the right fit. For others, business funding, asset finance or self-employed lending may be more suitable.
Prefer to Talk it Through?
Give us a buzz
0492 990 723
Drop us a line
gday@mortgagemuster.com.au
How it Works
A simple 7-step Process
